Thomas Hastings Photo Not Available
Thomas Hastings| NMLS# 2104369
Loan Officer

Blog Articles

3 Ways to Prepare Your Home for Climate and Weather Risks

3 Ways to Prepare Your Home for Climate and Weather Risks

Posted on

Florida hurricanes, earthquakes in California, tornadoes in the Midwest- there are geographical and weather

Read More
Putting Off Buying a Home Comes at a Price

Putting Off Buying a Home Comes at a Price

Posted on

Buy now, or wait until rates decrease? That’s the question prospective homeowners are struggling to

Read More
Avoid Becoming a Victim of These Latest Identity Theft Tactics

Avoid Becoming a Victim of These Latest Identity Theft Tactics

Posted on

Cybercriminals are diversifying their tactics and using stealthier methods to commit identity theft and

Read More
Credit Card Debt Hits All-Time High: Should You Refinance to Consolidate?

Credit Card Debt Hits All-Time High: Should You Refinance to Consolidate?

Posted on

Americans have an absolute mountain of credit card debt- currently $986 billion, to be exact. On top

Read More
Why Buyers Need an Expert Agent by Their Side

Why Buyers Need an Expert Agent by Their Side

Posted on

The process of buying a home can feel a bit intimidating, even under normal circumstances. But today's market is still anything but normal. There continues to be a very limited number of homes for sale, and that’s creating bidding wars and driving home prices back up as buyers compete over the available homes.

Read More
Facts, Not Headlines: Understanding the New Loan Level Price Adjustments

Facts, Not Headlines: Understanding the New Loan Level Price Adjustments

Posted on

Starting May 1, upfront fees for loans backed by Fannie Mae and Freddie Mac will see changes in the Loan

Read More
Spring Cleaning: How to Sustainably Donate Your Unwanted Items

Spring Cleaning: How to Sustainably Donate Your Unwanted Items

Posted on

With Earth Day coming up on April 22nd, it seems like the perfect occasion to begin some spring cleaning.

Read More
Rates are Forecasted to Rise, Now Could Be a Good Time to Consider an Adjustable-Rate Mortgage (ARM)

Rates are Forecasted to Rise, Now Could Be a Good Time to Consider an Adjustable-Rate Mortgage (ARM)

Posted on

It’s easy to understand why predictable, Fixed-Rate Mortgages are a popular choice. However, the

Read More
12 Variables That Affect Your Mortgage Interest Rate

12 Variables That Affect Your Mortgage Interest Rate

Posted on

Every transaction type and borrower’s individual financial profile can influence their borrowing costs.

Read More
Home Buyer’s Edge: How to Get Your Offer Accepted in 3 Easy Steps

Home Buyer’s Edge: How to Get Your Offer Accepted in 3 Easy Steps

Posted on

Getting a Full Credit Approval can save you the frustration of getting your offers rejected in today’s

Read More
Your Digital Legacy: Emergency SOS Features, Legacy Contacts, and More

Your Digital Legacy: Emergency SOS Features, Legacy Contacts, and More

Posted on

Setting up emergency features only takes a minute, but they can be vital in a crisis. Emergency SOS

Read More
Why Your Closing Costs May Surprise You

Why Your Closing Costs May Surprise You

Posted on

According to this report from ClosingCorp, more than 50% of homebuyers are surprised by their closing costs.

Read More
Real-Life Treasure: Checking Unclaimed Funds

Real-Life Treasure: Checking Unclaimed Funds

Posted on

Most people have never heard of unclaimed funds, but if a business, government office, or other source owes

Read More
What You Need to Know About Tenant-Occupied Properties

What You Need to Know About Tenant-Occupied Properties

Posted on

Whether you’re purchasing or selling a tenant-occupied property, there are a handful of guidelines and

Read More
What Typical Rent vs. Buy Comparisons Often Fail to Mention

What Typical Rent vs. Buy Comparisons Often Fail to Mention

Posted on

Typical rent vs. buy calculators, such as Freddie Mac’s, compare the total cost of renting and owning a

Read More