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Thomas Hastings| NMLS# 2104369
Loan Officer

Blog Articles

5 Important Steps to Take With Your College-Aged Children

5 Important Steps to Take With Your College-Aged Children

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Your child’s transition to adulthood is a special and exciting time for your family. This new stage of life, however, often comes with some additional responsibilities. Taking these simple, yet important, steps can help you and your family remain prepared and secure for the upcoming years.

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ITIN Loans: How to Own a Home Without a Social Security Number

ITIN Loans: How to Own a Home Without a Social Security Number

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For borrowers without a social security number, finding suitable loan options can be incredibly difficult.

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Yes, You Can Use Your 401k/IRA to Purchase a Property

Yes, You Can Use Your 401k/IRA to Purchase a Property

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Purchasing a home is a major milestone, and one of the greatest obstacles to achieving this financial goal is

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Vacation Safety Tips for Your Home

Vacation Safety Tips for Your Home

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A home is broken into every 15 seconds in the United States, with most burglaries occurring between June and

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Can You Cancel Your PMI Faster if Your Home Value Increases?

Can You Cancel Your PMI Faster if Your Home Value Increases?

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Home prices increased nationwide by 5.3% from Spring 2023 to Spring 2024, and a staggering 54% since 2019,

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Debt Detox: How Refinancing Can Rescue You From High-Interest Debt

Debt Detox: How Refinancing Can Rescue You From High-Interest Debt

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America’s total credit card balance reached a staggering $1.079 trillion in the third quarter of 2023,

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3 Reasons to Consider Purchasing a Home for Your College Student

3 Reasons to Consider Purchasing a Home for Your College Student

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Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income.

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Important Steps to Take When Your Child Turns 18

Important Steps to Take When Your Child Turns 18

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Your child’s 18th birthday is an exciting milestone in their life. Not only is he or she a legal adult

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Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024

Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024

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It has long been customary for sellers to cover the commissions for both their own agents and the buyers'

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Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker

Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker

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According to NAR, 90% of homebuyers have historically opted to work with a real estate agent or

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NJ Lenders Corp. Empowers Buyers With Down Payment Assistance Programs

NJ Lenders Corp. Empowers Buyers With Down Payment Assistance Programs

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navigate available mortgage assistance programs, determine your eligibility for those programs, and empower you with the knowledge needed to make informed decisions.

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NJ Lenders Corp. Offers Buyers a Competitive Credit Approval Program with Home Buyer’s Edge

NJ Lenders Corp. Offers Buyers a Competitive Credit Approval Program with Home Buyer’s Edge

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The underwriters at NJ Lenders Corp. will meticulously verify your income, assets, and credit, furnishing you with a fully-vetted credit approval, contingent upon an appraisal.

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NJ Lenders Corp. Upholds “Customer for Life” Philosophy, Benefits of Reverse Mortgages

NJ Lenders Corp. Upholds “Customer for Life” Philosophy, Benefits of Reverse Mortgages

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Retirement planning is not one-size-fits-all, and NJ Lenders Corp. recognizes the importance of tailoring financial solutions to individual needs. A reverse mortgage could be a valuable addition to a holistic retirement plan.

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NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024

NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024

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From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can

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79% of Current Sellers Wish They Had Listed Their Home Sooner

79% of Current Sellers Wish They Had Listed Their Home Sooner

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Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two

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