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Thomas Hastings| NMLS# 2104369
Loan Officer

Blog Articles

Navigating a Mortgage During a Divorce

Navigating a Mortgage During a Divorce

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Navigating the divorce process requires a true understanding of all lending guidelines, products, and

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Fannie Mae Retires Temporary COVID-19 Guideline for Self-Employed Borrowers

Fannie Mae Retires Temporary COVID-19 Guideline for Self-Employed Borrowers

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On February 2, 2022, Fannie Mae announced the removal of temporary COVID-19 requirements for

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Why A Non-QM Loans Might Be For You

Why A Non-QM Loans Might Be For You

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Are you a self-employed borrower? Do you own your own business, and have maybe struggled to obtain financing?

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Housing market reaches a turning point in 2022

Housing market reaches a turning point in 2022

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There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the

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NJ Lenders Corp. named #1 on New Jersey’s Top Workplaces list

NJ Lenders Corp. named #1 on New Jersey’s Top Workplaces list

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Employee engagement platform, Energage, names NJ Lenders Corp. as #1 midsize company on New Jersey’s

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Medical debt to be excluded from millions of credit reports

Medical debt to be excluded from millions of credit reports

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The three credit bureaus, Equifax, Experian, and TransUnion, announced that millions of U.S. consumers will

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What You Need To Budget for When Buying a Home

What You Need To Budget for When Buying a Home

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When it comes tobuying a home, it can feel a bit intimidating to know how much you need to

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3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan

3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan

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Designed to protect lenders if a borrower stops making payments on their loan, private mortgage insurance

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The Average Homeowner Gained More Than $55K

The Average Homeowner Gained More Than $55K in Equity over the Past Year

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If you’re a current homeowner, you should know your net worth just got a big boost. It comes in

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Using Crypto to Buy a Home: Everything You Need to Know

Using Crypto to Buy a Home: Everything You Need to Know

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Cryptocurrency continues to gain popularity as an investment vehicle, as well as a means of payment for goods

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Supply and Demand in Housing

Supply and Demand in Housing

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Debunking 5 Common Credit Inquiry Myths

Debunking 5 Common Credit Inquiry Myths

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Paying down your debts or generating more income are practical ways to improve your DTI ratio. Always speak with your trusted mortgage advisor to find solutions for improving your DTI ratio as well as your credit score.

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2022 Tax Season Checklist: What Homeowners Should Gather Before Filing

2022 Tax Season Checklist: What Homeowners Should Gather Before Filing

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Even though taxes aren’t due until April 18, 2022, it pays to get organized. Tax filing season began on

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Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever

Getting a Mortgage for Self-Employed Borrowers is Easier Than Ever

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Buying a home just became easier for self-employed borrowers. When COVID-19 first began,

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The Gift Tax Myth: How it Impacts You

The Gift Tax Myth: How it Impacts You

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HOW DOES THE GIFT TAX WORK WHEN USING GIFT FUNDS TO BUY A HOME? 1 $16,000 ANNUAL EXCLUSION The federal

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