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Thomas Hastings| NMLS# 2104369
Loan Officer

Blog Articles

Coming to Terms - Balancing Payment and Saving Goals

Coming to Terms - Balancing Payment and Saving Goals

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When calling around for interest rate quotes or visiting any number of mortgage websites, you’ll

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When Am I Really, Really Approved For My Mortgage?

When Am I Really, Really Approved For My Mortgage?

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That might seem such a silly question at first glance. After all, how many approvals can a lender actually

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How to Cancel Mortgage Insurance on FHA Loans

How to Cancel Mortgage Insurance on FHA Loans

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FHA loans carry a government guarantee to the lender. Should the loan ever go into foreclosure, the lender is

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The Ins and Outs of Interest Rate Locks

The Ins and Outs of Interest Rate Locks

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Once you apply for a mortgage, whether for a purchase or a refinance, you’ll soon get your fair share

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Preparing For The Spring Market - A Homebuyers Guide

Preparing For The Spring Market - A Homebuyers Guide

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Don’t look now but spring is just around the corner. And we all know what spring brings. That’s

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Bonds And Rates - Understanding Why Rates Change

Bonds And Rates - Understanding Why Rates Change

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Have you ever wondered why mortgage interest rates often change rapidly? Has there been a time when you

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Choosing the Right Term For Your Mortgage

Choosing the Right Term For Your Mortgage

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Your mortgage loan officer or financial planner will tell you that saving the amount of mortgage interest

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Is a Cash Out Refinance In Your Future?

Is a Cash Out Refinance In Your Future?

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The New Year is beginning to fade. Time really seems to fly from the period right around Thanksgiving through

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How to Avoid Paying Monthly Private Mortgage Insurance: TMI on PMI?

How to Avoid Paying Monthly Private Mortgage Insurance: TMI on PMI?

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NJ Lenders Corp. prides itself on educating our customers and the general public about all things

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Why The New Jersey Real Estate Market Lacks Inventory: “Should I Stay or Should I Go?”

Why The New Jersey Real Estate Market Lacks Inventory: “Should I Stay or Should I Go?”

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There are many reasons why New Jersey is lacking quality inventory of homes. In this article we will

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Free Credit Report Scores Can Be Misleading

Free Credit Report Scores Can Be Misleading

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While it's no surprise that credit scores can vary from report to report, the shock can come when it directly

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Bergen County 2014 Spring Market Forecast

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What can we expect this year, in terms of product and services, from your Company? NJ Lenders has initiated

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Single Females Buying Homes Is Rising And Now Exceeds The Purchases Made By Single Males

Single Females Buying Homes Is Rising And Now Exceeds The Purchases Made By Single Males

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A recent housing industry report revealed some interesting trends about single female and male home buyers in

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Working With a Local Lender in a Hot Housing Market

Working With a Local Lender in a Hot Housing Market

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Mention the phrase “mortgage company,” and many home buyers and homeowners think of the big

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Don’t Wait: Stop Renting & Start Buying

Don’t Wait: Stop Renting & Start Buying

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Often times, people decide to rent a property rather than buy because they think they can’t afford to

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