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Thomas Hastings| NMLS# 2104369
Loan Officer

Blog Articles

Can A Surviving Spouse Obtain a VA Loan?

Can A Surviving Spouse Obtain a VA Loan?

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VA mortgage loans have always been a great option for veterans or current active military members, but

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Switching Terms with a Refinance

Switching Terms with a Refinance

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Although rates are always changing, as of right now, they have quietly fallen over the past few months. Many

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Why a Refinance of a Mortgage Can Still Make Sense

Why a Refinance of a Mortgage Can Still Make Sense

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When consumers first think of refinancing an existing mortgage loan, typically it’s because

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NJ Housing Outlook 2019: Mortgage Rates Leveling, Home Prices Rising

NJ Housing Outlook 2019: Mortgage Rates Leveling, Home Prices Rising

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Mortgage rates rose steadily during the first half of 2018, and have since leveled off a bit. Looking

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FHA Mortgage Insurance Premiums in New Jersey Unchanged for 2019

FHA Mortgage Insurance Premiums in New Jersey Unchanged for 2019

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Sorry home buyers. FHA mortgage insurance premiums in New Jersey won’t be reduced anytime soon. That

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Forecast: New Jersey Mortgage Rate Predictions for 2019

Forecast: New Jersey Mortgage Rate Predictions for 2019

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Mortgage rates in New Jersey and nationwide have leveled off a bit over the past few weeks, and that trend

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Average Credit Score and Debt Ratio for FHA Loans in New Jersey, Q2 2018

Average Credit Score and Debt Ratio for FHA Loans in New Jersey, Q2 2018

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A recent report revealed the average credit score among home buyers in New Jersey and nationwide. The average

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In New Jersey, FHA Loans Accounted for Nearly 30% of Home Purchases

In New Jersey, FHA Loans Accounted for Nearly 30% of Home Purchases

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Federal Housing Administration (FHA) home loans are a popular financing path among New Jersey home buyers. In

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Forecast: Home Prices in New Jersey Could Outpace the Nation in 2019

Forecast: Home Prices in New Jersey Could Outpace the Nation in 2019

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A fresh round of housing forecasts suggest that home prices in the state of New Jersey could rise faster than

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Report: Down Payments Below 20% Are Common in New Jersey

Report: Down Payments Below 20% Are Common in New Jersey

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Many home buyers in New Jersey believe that they have to make a down payment of at least 20% to qualify for a

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Housing Affordability Is an Issue for Some Buyers in New Jersey, Nationwide

Housing Affordability Is an Issue for Some Buyers in New Jersey, Nationwide

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Summary: The two biggest issues in housing markets across the country right now are a lack of affordability

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Report Shows What an ‘Average’ FHA Borrower in New Jersey Looks Like

Report Shows What an ‘Average’ FHA Borrower in New Jersey Looks Like

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Once per quarter, the Department of Housing and Urban Development (HUD) sends a report to Congress with

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Report: Access to New Jersey Jumbo Loans Improves in 2018

Report: Access to New Jersey Jumbo Loans Improves in 2018

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Home prices in New Jersey have climbed steadily over the last few years, and the general consensus is that

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Report: FHA Loans Favored by Many First-Time Buyers in New Jersey

Report: FHA Loans Favored by Many First-Time Buyers in New Jersey

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Home loans insured by the Federal Housing Administration (FHA) are one of the most popular financing tools

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Report Shows Median Down Payment in New York-Newark-Jersey City Metro Areas

Report Shows Median Down Payment in New York-Newark-Jersey City Metro Areas

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What does the average down payment on a house look like in New Jersey? For those who live in the New

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